Privacy Policy

1. Introduction

CoverNear ("CoverNear," "we," "us," or "our") operates covernear.com (the "Site"), a directory that helps consumers find and compare local independent insurance agencies. This Privacy Policy explains what information we collect, how we use it, and the choices you have.

By using the Site, you agree to the collection and use of information as described in this policy.

2. Information We Collect

We collect information in the following ways:

• Information you provide directly: When you use our search tools, submit a "List Your Agency" form, or contact us, we may collect your name, email address, phone number, location, and any other details you choose to share.
• Location information: If you use the "Use my location" feature, we request your device's location with your permission to help you find nearby agencies. This is only used at the time of your request and is not stored on our servers.
• Automatically collected information: Like most websites, we may automatically collect certain technical information, such as your IP address, browser type, device type, and pages visited, typically through standard web analytics tools.

3. How We Use Your Information

We use the information we collect to:

• Operate and improve the Site, including displaying relevant search results
• Process and respond to agency listing submissions and contact form messages
• Communicate with you about your inquiries or listing status
• Monitor and prevent fraudulent or abusive use of our forms
• Comply with legal obligations

We do not sell your personal information to third parties.

4. How We Share Information

We may share information with:

• Service providers who help us operate the Site, such as our website hosting and customer relationship management platform, solely to provide services on our behalf.
• Insurance agencies you choose to contact directly through the Site — we are not responsible for how those agencies handle information you provide to them directly.
• Legal authorities when required by law, subpoena, or to protect the rights, property, or safety of CoverNear, our users, or others.

5. Cookies & Tracking

We may use cookies or similar technologies to remember your preferences and understand how visitors use the Site. You can control cookies through your browser settings, though disabling them may affect some site functionality.

6. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this policy, unless a longer retention period is required or permitted by law.

7. Your Choices

You may contact us at any time to ask what information we have about you, to request corrections, or to request deletion of your information, subject to any legal obligations we may have to retain certain records.

8. Children's Privacy

The Site is not directed to children under 13, and we do not knowingly collect personal information from children under 13.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the updated version on this page with a new "Last updated" date.

10. Contact Us

If you have questions about this Privacy Policy, please contact us or email [email protected].